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Universal Credit

As part of its welfare reforms, the Government has introduced Universal Credit, which will replace six existing benefits, including housing benefit with a single monthly payment and applies to most working age customers. From 26 September 2018, parts of South Lakeland will be migrating to a Full Service Universal Credit area. Postcodes in the Kendal area will be affected.

This means that if your postcode falls under the Kendal area, the way you apply for help towards your rent will be changing. 

Check if you are eligible for Universal Credit

If you are on a low income or out of work, you may be eligible for Universal Credit. Universal Credit is a monthly payment and is replacing the following benefits:

  • Housing Benefit
  • Jobseekers Allowance
  • Employment and Support Allowance
  • Income Support
  • Child Tax Credit
  • Working Tax Credit

If you are already receiving one or more of these benefits, your local Jobcentre Plus or Tax Credits office will be letting you know when you will be moving onto Universal Credit. However, if you want to make a new claim for one of the benefits listed above, you will need to make a claim for Universal Credit instead.

How Universal Credit is different

Universal Credit is paid in one single payment per month, directly into your bank account. If your Universal Credit payment includes housing costs, you will need to pay this to your landlord.

What Universal Credit is

How to claim Universal Credit

To make a claim, you will need to apply for Universal Credit online.

If you do not have access to the internet, you can visit your local job centre or South Lakeland House to obtain assistance in making your claim. 

To make a claim you will need the following information:

  • your postcode
  • your National Insurance number
  • your email address
  • your mobile/telephone number
  • details of the bank or building society you want Universal Credit paid into
  • your rent agreement (if you have one) and proof of rent paid
  • details of your savings or other capital
  • details of any other benefits you are getting
  • details of any children, including their Child Benefit number

Further information about Universal Credit

What if the Housing element of your Universal Credit does not meet your full rent

Discretionary Housing payments (DHP) can help people in a temporary situation where they need extra help with their housing costs.

To be eligible for a discretionary housing payment you must be claiming housing benefit or the housing element of Universal Credit and you must satisfy the authority that you are in need of extra financial help.

A Discretionary Housing payment can be made to help make up any shortfall in the amount of housing costs included in your Universal Credit and your rent, help towards moving costs, or deposits required to move to more suitable accommodation, that may be more affordable to you.

You can apply for Discretionary Housing Payment by:

Personal budgeting support

If you are experiencing financial difficulties and you would like help with personal budgeting support, please contact South Lakes Citizens Advice on 01539 46464.