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Shared ownership

People who cannot afford to buy a property outright may be eligible for shared ownership.

You buy a percentage of the property and pay a small rent on the other percentage. The other percentage is usually held by a housing association.

Usually you would have the option to buy a greater part of the property. Some people do this until they own all the property.

Shared equity

Shared equity is very similar but you do not pay rent on the other equity share.