Save time, do it online: Pay Apply Report

Help to Buy

The government runs this scheme to help people purchase a house on the open market. 

Equity loans

This is aimed at people who may be able to pay a mortgage but haven’t got access to a big deposit.

Buyers come up with 5% of the purchase price, the rest of the deposit is paid as a loan by the government.

Mortgage guarantee scheme

The scheme offers lenders the option to purchase a guarantee on mortgages where a borrower has a deposit of between 5% and 20%.

For this option the buyer must have a very good credit rating with no recent defaults.

Help to Buy North West provides further information about the scheme and lists properties currently available to buy.